The US Federal Trade Commission has reportedly launched an investigation into whether OpenAI, the company behind popular AI chatbot ChatGPT, has violated consumer protection laws. The FTC sent OpenAI a 20-page request for documents covering concerns related to data privacy and reputational harm, according to a report Thursday from The Washington Post. The agency also asked for details on OpenAI's large language model, the technology behind its generative AI chatbot, including all sources used to train the model and how data was obtained, according to the request, which was shared by the Post. CNET hasn't independently verified the request. The FTC declined to comment.

There is mounting public concern over the influence that AI based systems has in our society. Coalitions in all sectors are acting worldwide to resist hamful applications of AI. From indigenous people addressing the lack of reliable data, to smart city stakeholders, to students protesting the academic relationships with sex trafficker and MIT donor Jeffery Epstein, the questionable ethics and values of those heavily investing in and profiting from AI are under global scrutiny. There are biased, wrongful, and disturbing assumptions embedded in AI algorithms that could get locked in without intervention. Our best human judgment is needed to contain AI's harmful impact. Perhaps one of the greatest contributions of AI will be to make us ultimately understand how important human wisdom truly is in life on earth.

Artificial Intelligence or AI is making revolutionary changes in most of the industries in the recent years. Almost every industry face the heat of AI, and many of them will get the benefit of it in future. Per industry experts, transportation, medicine, gambling, and Personal Assistance Services Industry would see most visible changes. Due to the transition of gambling to online mode, the technology would enhance the gaming experience to higher levels. It is great to know how AI is going to change the pace of online gambling.

Almost a quarter century ago, a book was written about how organizations would focus on share of customer as opposed to share of market, building a personalized collaboration driven by big data. Instead of watching as non-banking organizations or fintech start-ups set expectations, the banking industry can now offer individualized engagement, integrating advanced analytics, artificial intelligence, machine learning, robotics and even blockchains to build a cognitive bank. The banking industry continues to be challenged be a low interest rate environment, intense competition from new market entrants, and heightened consumer experience expectations set by highly digital non-bank organizations. It is also proposed that cognitive systems can continually build knowledge and learning, providing the insight needed to increase efficiency and effectiveness throughout the organization.

Policy makers, the public, university administrators, students and their families are concerned about low graduation rates and lengthy times to degree in higher education. The median time to graduation is six years at CSUN (1). The fouryear and the six-year graduation rates are 13% and 50%, respectively (2). With an enrollment of over 6000 undergraduate students, CoBaE is one of largest business schools in the nation. CoBaE confers the second most undergraduate degrees at CSUN (behind the College of Social and Behavioral Science), and it has three of the top ten most popular majors (Management, Finance, and Marketing) at CSUN.

In this paper, we consider a distinctly bottom-up which generates arguments by performing a heuristic approach.